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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,129 | $157,829-61.9% | $136,867-56.1% | $198,609-69.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 20.54% | 51.25%-30.7pp | 42.97%-22.4pp | 202.70%-182.2pp |
| Employer contribution / active EE | $1,800 | $3,923-54.1% | $3,547-49.3% | $5,055-64.4% |
| Participant deferral / active EE | $13,625 | $5,463+149.4% | $4,924+176.7% | $6,977+95.3% |
| Admin fee / account holder | $1,019 | $11,107-90.8% | $10,340-90.1% | $19,030-94.6% |