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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,263 | $176,077-53.8% | $159,455-49.0% | $167,518-51.5% |
| Participation rate | 41.7% | 84.9%-43.3pp | 82.8%-41.2pp | 82.1%-40.4pp |
| Annual return | 22.30% | 331.83%-309.5pp | 263.63%-241.3pp | 478.71%-456.4pp |
| Employer contribution / active EE | $2,069 | $5,298-61.0% | $4,830-57.2% | $4,838-57.2% |
| Participant deferral / active EE | $6,805 | $7,751-12.2% | $7,353-7.5% | $6,342+7.3% |
| Admin fee / account holder | $663 | $12,556-94.7% | $10,800-93.9% | $12,312-94.6% |