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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,480 | $157,296-53.3% | $141,191-48.0% | $152,897-51.9% |
| Participation rate | 40.0% | 84.8%-44.8pp | 82.5%-42.5pp | 82.5%-42.5pp |
| Annual return | 10888.84% | 64.34%+10824.5pp | 71.41%+10817.4pp | 345.43%+10543.4pp |
| Employer contribution / active EE | $8,842 | $5,262+68.0% | $4,736+86.7% | $4,764+85.6% |
| Participant deferral / active EE | $6,624 | $7,111-6.8% | $6,710-1.3% | $5,851+13.2% |
| Admin fee / account holder | $503 | $12,125-95.9% | $10,264-95.1% | $11,599-95.7% |