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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,383 | $95,404+3.1% | $113,397-13.2% | $82,637+19.1% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 14.79% | 19.08%-4.3pp | 23.20%-8.4pp | 53.51%-38.7pp |
| Employer contribution / active EE | $515 | $2,307-77.7% | $2,977-82.7% | $2,552-79.8% |
| Participant deferral / active EE | $3,799 | $4,220-10.0% | $5,076-25.2% | $4,126-7.9% |
| Admin fee / account holder | $4,513 | $9,168-50.8% | $11,957-62.3% | $7,339-38.5% |