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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,210 | $65,453-15.6% | $86,698-36.3% | $66,938-17.5% |
| Participation rate | 99.0% | 75.5%+23.6pp | 76.6%+22.5pp | 69.8%+29.2pp |
| Annual return | -17.90% | -10.89%-7.0pp | 35.95%-53.8pp | 1.58%-19.5pp |
| Employer contribution / active EE | $936 | $2,154-56.5% | $2,837-67.0% | $2,545-63.2% |
| Participant deferral / active EE | $3,300 | $4,102-19.5% | $4,656-29.1% | $4,238-22.1% |
| Admin fee / account holder | $1,297 | $642+102.1% | $7,493-82.7% | $594+118.5% |