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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,107 | $57,108-47.3% | $94,229-68.0% | $52,331-42.5% |
| Participation rate | 92.1% | 72.9%+19.2pp | 78.8%+13.3pp | 68.1%+24.0pp |
| Annual return | -1.49% | 1.47%-3.0pp | 10.68%-12.2pp | 4.54%-6.0pp |
| Employer contribution / active EE | $1,980 | $1,735+14.1% | $3,587-44.8% | $1,882+5.2% |
| Participant deferral / active EE | $1,340 | $3,040-55.9% | $4,320-69.0% | $3,022-55.7% |
| Admin fee / account holder | $571 | $546+4.4% | $6,269-90.9% | $592-3.6% |