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| Provider | Service type | Compensation |
|---|---|---|
GOLDMAN SACHS5+ years Filed as: UNITED CAPITAL FINANCIAL ADVISORS Service code 15 · EIN 27-0493248 620 NEWPORT CENTER DRIVE · NEWPORT BEACH, CA 92660 | Recordkeeping | $14,701 |
Filed as: JOHN HANCOCK FINANCIAL Service code 15 · EIN 01-0233346 P.O BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $410 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,943 | $55,636-51.6% | $81,991-67.1% | $73,493-63.3% |
| Participation rate | 57.4% | 62.3%-4.9pp | 69.3%-11.9pp | 70.7%-13.3pp |
| Annual return | 17.81% | 19.07%-1.3pp | 41.31%-23.5pp | 28.51%-10.7pp |
| Employer contribution / active EE | $674 | $1,625-58.5% | $2,498-73.0% | $2,270-70.3% |
| Participant deferral / active EE | $1,491 | $2,762-46.0% | $3,722-59.9% | $3,740-60.1% |
| Admin fee / account holder | $159 | $493-67.7% | $5,665-97.2% | $513-69.0% |