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| Provider | Service type | Compensation |
|---|---|---|
GOLDMAN SACHS4+ years Filed as: UNITED CAPITAL FINANCIAL ADVISORS Service code 15 · EIN 27-0493248 620 NEWPORT CENTER DRIVE · NEWPORT BEACH, CA 92660 | Recordkeeping | $12,939 |
Filed as: JOHN HANCOCK FINANCIAL Service code 15 · EIN 01-0233346 P.O BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $466 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,186 | $47,922-49.5% | $75,894-68.1% | $65,185-62.9% |
| Participation rate | 60.6% | 63.0%-2.4pp | 69.3%-8.7pp | 70.2%-9.7pp |
| Annual return | 19.15% | 24.12%-5.0pp | 30.76%-11.6pp | 29.38%-10.2pp |
| Employer contribution / active EE | $774 | $1,557-50.3% | $2,501-69.1% | $2,177-64.5% |
| Participant deferral / active EE | $1,853 | $2,550-27.3% | $3,603-48.6% | $3,514-47.3% |
| Admin fee / account holder | $169 | $532-68.3% | $5,420-96.9% | $847-80.1% |