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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,165 | $58,848-45.3% | $88,179-63.5% | $82,637-61.1% |
| Participation rate | 25.0% | 57.9%-32.9pp | 69.1%-44.1pp | 68.1%-43.1pp |
| Annual return | 15.81% | 22.76%-7.0pp | 64.97%-49.2pp | 53.51%-37.7pp |
| Employer contribution / active EE | $0 | $1,678-100.0% | $2,549-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,542 | $3,124+13.4% | $4,614-23.2% | $4,126-14.2% |
| Admin fee / account holder | $9,606 | $4,795+100.3% | $7,673+25.2% | $7,339+30.9% |