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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,137 | $48,053-58.1% | $84,637-76.2% | $72,976-72.4% |
| Participation rate | 35.5% | 57.6%-22.1pp | 68.2%-32.7pp | 69.5%-34.0pp |
| Annual return | 22.23% | 37.39%-15.2pp | 258.82%-236.6pp | 81.02%-58.8pp |
| Employer contribution / active EE | $1,068 | $1,602-33.4% | $2,653-59.8% | $2,440-56.2% |
| Participant deferral / active EE | $4,516 | $2,681+68.5% | $3,900+15.8% | $3,608+25.2% |
| Admin fee / account holder | $1,919 | $3,395-43.5% | $4,914-60.9% | $5,124-62.5% |