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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,123 | $49,896-39.6% | $80,627-62.6% | $75,173-59.9% |
| Participation rate | 36.2% | 55.3%-19.1pp | 67.0%-30.8pp | 67.2%-31.0pp |
| Annual return | 16.38% | 34.67%-18.3pp | 936.76%-920.4pp | 160.72%-144.3pp |
| Employer contribution / active EE | $1,696 | $1,699-0.1% | $2,723-37.7% | $2,671-36.5% |
| Participant deferral / active EE | $5,747 | $2,992+92.1% | $4,443+29.4% | $4,126+39.3% |
| Admin fee / account holder | $5,626 | $3,578+57.2% | $5,381+4.6% | $5,651-0.4% |