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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,165 | $57,590-44.1% | $86,233-62.7% | $82,448-61.0% |
| Participation rate | 25.0% | 57.9%-32.9pp | 69.0%-44.0pp | 68.1%-43.1pp |
| Annual return | 15.81% | 22.41%-6.6pp | 61.39%-45.6pp | 41.64%-25.8pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,542 | $3,080+15.0% | $4,559-22.3% | $4,139-14.4% |
| Admin fee / account holder | $9,606 | $4,730+103.1% | $8,342+15.2% | $7,234+32.8% |