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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,745 | $57,140-49.7% | $85,240-66.3% | $80,959-64.5% |
| Participation rate | 33.3% | 56.4%-23.1pp | 67.5%-34.2pp | 67.7%-34.3pp |
| Annual return | 14.94% | 21.71%-6.8pp | 66.75%-51.8pp | 35.67%-20.7pp |
| Employer contribution / active EE | $1,057 | $1,802-41.4% | $2,735-61.4% | $2,757-61.7% |
| Participant deferral / active EE | $6,440 | $3,115+106.7% | $4,527+42.2% | $4,300+49.8% |
| Admin fee / account holder | $10,210 | $4,992+104.5% | $6,165+65.6% | $6,925+47.4% |