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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,218 | $84,236+38.0% | $170,435-31.8% | $70,126+65.7% |
| Participation rate | 81.1% | 70.8%+10.3pp | 83.6%-2.5pp | 69.5%+11.5pp |
| Annual return | 13.12% | 23.06%-9.9pp | 205.94%-192.8pp | 73.15%-60.0pp |
| Employer contribution / active EE | $2,765 | $3,387-18.4% | $5,432-49.1% | $2,343+18.0% |
| Participant deferral / active EE | $5,542 | $3,086+79.6% | $4,939+12.2% | $3,332+66.3% |
| Admin fee / account holder | $675 | $5,698-88.2% | $13,881-95.1% | $4,645-85.5% |