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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,812 | $85,171+51.2% | $172,753-25.4% | $72,976+76.5% |
| Participation rate | 90.0% | 70.1%+19.9pp | 82.6%+7.4pp | 69.5%+20.5pp |
| Annual return | 19.83% | 27.32%-7.5pp | 803.00%-783.2pp | 81.02%-61.2pp |
| Employer contribution / active EE | $3,723 | $3,324+12.0% | $5,144-27.6% | $2,440+52.6% |
| Participant deferral / active EE | $7,634 | $3,260+134.2% | $5,198+46.9% | $3,608+111.6% |
| Admin fee / account holder | $2,647 | $5,880-55.0% | $13,956-81.0% | $5,124-48.3% |