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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,350 | $69,118+10.5% | $53,647+42.3% | $138,895-45.0% |
| Participation rate | 72.7% | 64.0%+8.8pp | 56.3%+16.4pp | 79.9%-7.2pp |
| Annual return | 17.01% | 248.26%-231.3pp | 358.33%-341.3pp | 145.39%-128.4pp |
| Employer contribution / active EE | $752 | $1,189-36.7% | $962-21.8% | $4,194-82.1% |
| Participant deferral / active EE | $3,926 | $2,274+72.7% | $1,813+116.5% | $6,396-38.6% |
| Admin fee / account holder | $308 | $2,724-88.7% | $2,460-87.5% | $12,562-97.5% |