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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,304 | $84,464-0.2% | $61,399+37.3% | $134,509-37.3% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -18.62% | 585.06%-603.7pp | 338.81%-357.4pp | 418.13%-436.8pp |
| Employer contribution / active EE | $811 | $1,545-47.5% | $1,159-30.1% | $4,741-82.9% |
| Participant deferral / active EE | $5,463 | $2,818+93.8% | $2,124+157.1% | $6,400-14.7% |
| Admin fee / account holder | $436 | $2,587-83.1% | $2,131-79.5% | $11,427-96.2% |