Retirement plan

JUST KIDS 401(K) PLAN

Name: CAM-HELD ENTERPRISES, INC. - JUST KIDS 401(K) PLAN (2020) Form 5500
Creator: CAM-HELD ENTERPRISES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, JUST KIDS 401(K) PLAN, CAM-HELD ENTERPRISES, INC.

CAM-HELD ENTERPRISES, INC.EIN 11-2540679Plan #001PY 2020

P.O. BOX 12 - LONGWOOD ROAD - MIDDLE ISLAND, NY 11953631-924-0008LinkedIn501-1000 employeesmedical practice

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$12.6M

+7.0% from 2019

Total participants

527

+1.0% from 2019

Average account balance

$61,983

+0.1% from 2019

Annual return

12.50%

-8.13 pp from 2019

Benchmarks

See 929 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants250-999

Cohort929 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$15.62M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$19K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

832

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.21M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.12%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$81

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL2 years Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533	Advisory (Plan)	$22,000
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: FIRST GREAT-WEST LIFE & ANNUITY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$17,405
UNITED BENEFIT PENSIONS INC.1 year Filed as: UNITED BENEFIT PENSIONS INC Service code 13	Contract Administrator	$5,833
UNITED BENEFIT PENSIONS INC.2 years Service code 13 175 BROADHOLLOW ROAD · MELVILLE, NY 11747	Contract Administrator	$750
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: ADVISED ASSETS GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$281

Plan features & details

Pension benefit codes2E2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$39K

$88 / participant

Contract admin$39K100.0%

% of EOY assets

0.311%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CERINI & ASSOCIATES, LLP
Auditor EIN: 113066459
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,983

$84,948-27.0%

$70,462-12.0%

$73,412-15.6%

Participation rate

27.9%

79.9%-52.0pp

75.1%-47.2pp

72.2%-44.3pp

Annual return

12.50%

13.39%-0.9pp

109.08%-96.6pp

59.30%-46.8pp

Employer contribution / active EE

$2,834-100.0%

$2,737-100.0%

$2,234-100.0%

Participant deferral / active EE

$1,157

$3,387-65.8%

$3,710-68.8%

$3,806-69.6%

Admin fee / account holder

$193

$98+96.8%

$3,845-95.0%

$158+22.3%

Provider

Service type

Compensation

LPL FINANCIAL2 years

Service code 27

PO BOX 502533 · SAN DIEGO, CA 921502533

Advisory (Plan)

$22,000

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: FIRST GREAT-WEST LIFE & ANNUITY

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$17,405

UNITED BENEFIT PENSIONS INC.1 year

Filed as: UNITED BENEFIT PENSIONS INC

Service code 13

Contract Administrator

$5,833

UNITED BENEFIT PENSIONS INC.2 years

Service code 13

175 BROADHOLLOW ROAD · MELVILLE, NY 11747

Contract Administrator

$750

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: ADVISED ASSETS GROUP

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$281

JUST KIDS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

JUST KIDS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion