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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $851,862 | $106,247+701.8% | $96,515+782.6% | $139,466+510.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 9.64% | 38.47%-28.8pp | 35.73%-26.1pp | 373.66%-364.0pp |
| Employer contribution / active EE | $13,421 | $4,106+226.9% | $3,740+258.9% | $4,754+182.3% |
| Participant deferral / active EE | $12,541 | $5,456+129.9% | $4,880+157.0% | $6,712+86.9% |
| Admin fee / account holder | $30,674 | $7,885+289.0% | $6,735+355.4% | $11,409+168.9% |