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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,195 | $87,546+348.0% | $75,784+417.5% | $125,389+212.8% |
| Participation rate | 92.3% | 80.2%+12.1pp | 75.8%+16.5pp | 83.2%+9.1pp |
| Annual return | 0.09% | 13.49%-13.4pp | 9.68%-9.6pp | 282.24%-282.1pp |
| Employer contribution / active EE | $0 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $8,261 | $4,230+95.3% | $3,652+126.2% | $5,352+54.4% |
| Admin fee / account holder | $3,945 | $6,503-39.3% | $5,300-25.6% | $9,541-58.7% |