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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,841 | $56,894+101.9% | $84,753+35.5% | $62,881+82.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 5.53% | 6.30%-0.8pp | 22.78%-17.3pp | 20.14%-14.6pp |
| Employer contribution / active EE | $3,894 | $2,400+62.3% | $3,574+8.9% | $2,281+70.7% |
| Participant deferral / active EE | $7,833 | $2,709+189.1% | $3,712+111.0% | $3,203+144.5% |
| Admin fee / account holder | $832 | $3,581-76.8% | $5,333-84.4% | $4,296-80.6% |