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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,213 | $78,682+195.1% | $109,188+112.7% | $85,851+170.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 75.9%+24.1pp | 69.3%+30.7pp |
| Annual return | 9.27% | 25.09%-15.8pp | 25.76%-16.5pp | 318.63%-309.4pp |
| Employer contribution / active EE | $4,081 | $2,734+49.3% | $3,723+9.6% | $2,565+59.1% |
| Participant deferral / active EE | $9,147 | $3,468+163.8% | $4,654+96.5% | $3,952+131.4% |
| Admin fee / account holder | $9,491 | $5,470+73.5% | $6,755+40.5% | $6,261+51.6% |