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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,969 | $111,535+156.4% | $105,223+171.8% | $137,256+108.3% |
| Participation rate | 76.5% | 78.1%-1.6pp | 75.0%+1.4pp | 80.0%-3.5pp |
| Annual return | 11.13% | 237.85%-226.7pp | 180.65%-169.5pp | 220.34%-209.2pp |
| Employer contribution / active EE | $7,703 | $3,939+95.5% | $3,689+108.8% | $4,156+85.4% |
| Participant deferral / active EE | $13,107 | $5,500+138.3% | $5,072+158.4% | $6,407+104.6% |
| Admin fee / account holder | $12,917 | $9,721+32.9% | $8,859+45.8% | $12,270+5.3% |