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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,009 | $59,834+10.3% | $79,576-17.0% | $68,495-3.6% |
| Participation rate | 36.5% | 61.1%-24.5pp | 69.5%-32.9pp | 67.9%-31.4pp |
| Annual return | -17.54% | -12.30%-5.2pp | 0.15%-17.7pp | -7.84%-9.7pp |
| Employer contribution / active EE | $595 | $1,505-60.5% | $2,413-75.4% | $2,596-77.1% |
| Participant deferral / active EE | $1,996 | $3,024-34.0% | $3,985-49.9% | $4,028-50.4% |
| Admin fee / account holder | $8,064 | $4,835+66.8% | $6,834+18.0% | $5,403+49.2% |