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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,246 | $48,364+18.4% | $71,796-20.3% | $62,881-9.0% |
| Participation rate | 39.3% | 60.6%-21.3pp | 69.1%-29.8pp | 69.3%-30.0pp |
| Annual return | 8.05% | 13.16%-5.1pp | 78.04%-70.0pp | 20.14%-12.1pp |
| Employer contribution / active EE | $493 | $1,042-52.7% | $1,924-74.4% | $2,281-78.4% |
| Participant deferral / active EE | $2,151 | $2,091+2.9% | $2,794-23.0% | $3,203-32.8% |
| Admin fee / account holder | $1,280 | $3,771-66.1% | $4,815-73.4% | $4,296-70.2% |