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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $501,166 | $110,337+354.2% | $102,383+389.5% | $145,877+243.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.75% | 24.83%-12.1pp | 24.94%-12.2pp | 551.28%-538.5pp |
| Employer contribution / active EE | $4,850 | $4,216+15.0% | $3,870+25.3% | $4,663+4.0% |
| Participant deferral / active EE | $11,191 | $5,621+99.1% | $5,060+121.2% | $6,691+67.3% |
| Admin fee / account holder | $60,810 | $9,750+523.7% | $8,391+624.7% | $13,402+353.7% |