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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,470 | $104,520+263.1% | $76,823+394.0% | $152,885+148.2% |
| Participation rate | 37.5% | 76.6%-39.1pp | 72.1%-34.6pp | 82.5%-45.0pp |
| Annual return | 25.79% | 1014.03%-988.2pp | 1166.42%-1140.6pp | 345.39%-319.6pp |
| Employer contribution / active EE | $1,235 | $3,117-60.4% | $2,302-46.4% | $4,763-74.1% |
| Participant deferral / active EE | $6,385 | $4,236+50.7% | $3,336+91.4% | $5,851+9.1% |
| Admin fee / account holder | $0 | $12,283-100.0% | $6,422-100.0% | $11,598-100.0% |