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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,727 | $100,901+92.0% | $75,501+156.6% | $147,586+31.3% |
| Participation rate | 42.9% | 77.1%-34.3pp | 72.4%-29.5pp | 82.8%-40.0pp |
| Annual return | 22.37% | 35.78%-13.4pp | 27.35%-5.0pp | 578.59%-556.2pp |
| Employer contribution / active EE | $1,346 | $3,253-58.6% | $2,352-42.8% | $4,876-72.4% |
| Participant deferral / active EE | $7,009 | $4,027+74.0% | $3,142+123.0% | $5,439+28.9% |
| Admin fee / account holder | $0 | $11,285-100.0% | $5,801-100.0% | $10,886-100.0% |