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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,686 | $91,537+253.6% | $130,045+148.9% | $75,173+330.6% |
| Participation rate | 86.1% | 71.5%+14.7pp | 78.5%+7.6pp | 67.2%+18.9pp |
| Annual return | 5.58% | -631.55%+637.1pp | -137.30%+142.9pp | 160.72%-155.1pp |
| Employer contribution / active EE | $1,123 | $2,845-60.5% | $4,321-74.0% | $2,671-57.9% |
| Participant deferral / active EE | $5,997 | $4,343+38.1% | $5,820+3.0% | $4,126+45.3% |
| Admin fee / account holder | $35,480 | $6,780+423.3% | $10,600+234.7% | $5,651+527.9% |