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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,524 | $91,559+187.8% | $133,971+96.7% | $79,852+230.0% |
| Participation rate | 83.9% | 73.3%+10.5pp | 79.8%+4.0pp | 69.6%+14.2pp |
| Annual return | 26.21% | 61.85%-35.6pp | 45.09%-18.9pp | 31.72%-5.5pp |
| Employer contribution / active EE | $1,218 | $2,384-48.9% | $3,919-68.9% | $2,471-50.7% |
| Participant deferral / active EE | $5,784 | $3,734+54.9% | $5,047+14.6% | $3,740+54.6% |
| Admin fee / account holder | $6,342 | $6,321+0.3% | $8,929-29.0% | $5,306+19.5% |