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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,054 | $113,941+3.6% | $94,229+25.3% | $125,389-5.9% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -4.63% | 5.29%-9.9pp | 10.68%-15.3pp | 282.24%-286.9pp |
| Employer contribution / active EE | $3,520 | $4,727-25.5% | $3,587-1.9% | $4,866-27.7% |
| Participant deferral / active EE | $5,605 | $5,179+8.2% | $4,320+29.7% | $5,352+4.7% |
| Admin fee / account holder | $1,753 | $8,392-79.1% | $6,269-72.0% | $9,541-81.6% |