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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,679 | $135,645+11.1% | $110,243+36.7% | $135,380+11.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.18% | 513.24%-522.4pp | 314.76%-323.9pp | 519.81%-529.0pp |
| Employer contribution / active EE | $1,901 | $4,907-61.3% | $3,827-50.3% | $4,779-60.2% |
| Participant deferral / active EE | $7,086 | $5,507+28.7% | $4,672+51.7% | $5,609+26.3% |
| Admin fee / account holder | $11,710 | $11,458+2.2% | $8,548+37.0% | $10,828+8.1% |