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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC2 years Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $33,542 |
PENTEGRA SERVICES, INC.3 years Filed as: PENTEGRA SERVICES INC Service code 13 701 WESTCHESTER AVE STE 320E · WHITE PLAINS, NY 10604 | Contract Administrator | $24,243 |
Filed as: SANSIVERI KIMBALL & CO LLP Service code 10 50 HOLDEN ST · PROVIDENCE, RI 02908 | Accounting | $19,400 |
FLEXPATH STRATEGIES, LLC3 years Filed as: FLEXPATH STRATEGIES LLC Service code 99 120 VANTIS STE400 · ALISO VIEJO, CA 92656 | Other Fees | $13,974 |
Service code 99 513 BROADWAY · NEWPORT, RI 02840 | Other Fees | $240 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,088 | $127,689-30.2% | $146,866-39.3% | $65,191+36.7% |
| Participation rate | 98.8% | 68.4%+30.4pp | 82.5%+16.3pp | 63.0%+35.8pp |
| Annual return | 9.02% | 22.89%-13.9pp | 102.85%-93.8pp | 51.24%-42.2pp |
| Employer contribution / active EE | $2,449 | $4,150-41.0% | $4,425-44.7% | $2,400+2.0% |
| Participant deferral / active EE | $7,706 | $6,458+19.3% | $7,759-0.7% | $2,671+188.5% |
| Admin fee / account holder | $313 | $1,041-69.9% | $13,620-97.7% | $907-65.5% |