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| Provider | Service type | Compensation |
|---|---|---|
OSAIC WEALTH INC1 year Service code 27 10 EXCHANGE PLACE STE 1410 · JERSEY CITY, NJ 07302 | Advisory (Plan) | $28,186 |
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA SERVICES INC Service code 13 5350 77 CENTER DR STE 200 · CHARLOTTE, NC 28217 | Contract Administrator | $26,793 |
Filed as: SANSIVERI KIMBALL & CO LLP Service code 10 50 HOLDEN ST · PROVIDENCE, RI 02908 | Accounting | $18,500 |
FLEXPATH STRATEGIES, LLC2 years Filed as: FLEXPATH STRATEGIES LLC Service code 99 120 VANTIS STE400 · ALISO VIEJO, CA 92656 | Other Fees | $11,746 |
Service code 99 513 BROADWAY · NEWPORT, RI 02840 | Other Fees | $1,345 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,569 | $101,653-11.9% | $147,080-39.1% | $74,459+20.3% |
| Participation rate | 98.7% | 75.6%+23.1pp | 82.2%+16.5pp | 67.2%+31.4pp |
| Annual return | 12.73% | 8754.98%-8742.2pp | 420.17%-407.4pp | 1369.70%-1357.0pp |
| Employer contribution / active EE | $2,437 | $3,813-36.1% | $4,933-50.6% | $2,626-7.2% |
| Participant deferral / active EE | $7,933 | $7,304+8.6% | $8,066-1.6% | $4,350+82.4% |
| Admin fee / account holder | $313 | $1,752-82.2% | $12,989-97.6% | $1,945-83.9% |