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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,607 | $45,041-16.5% | $63,003-40.3% | $70,131-46.4% |
| Participation rate | 42.2% | 69.5%-27.3pp | 74.8%-32.6pp | 69.5%-27.4pp |
| Annual return | 13.38% | 18.76%-5.4pp | 87.59%-74.2pp | 73.14%-59.8pp |
| Employer contribution / active EE | $0 | $2,052-100.0% | $2,760-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $4,633 | $2,465+87.9% | $3,329+39.2% | $3,332+39.1% |
| Admin fee / account holder | $3,228 | $2,836+13.8% | $3,600-10.3% | $4,645-30.5% |