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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,539 | $49,255+2.6% | $70,494-28.3% | $79,856-36.7% |
| Participation rate | 50.8% | 69.2%-18.3pp | 75.1%-24.2pp | 69.6%-18.8pp |
| Annual return | 14.84% | 30.10%-15.3pp | 109.16%-94.3pp | 31.71%-16.9pp |
| Employer contribution / active EE | $0 | $2,100-100.0% | $2,738-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $4,631 | $2,768+67.3% | $3,711+24.8% | $3,741+23.8% |
| Admin fee / account holder | $1,402 | $2,879-51.3% | $3,848-63.6% | $5,306-73.6% |