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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,457 | $76,551-36.7% | $123,894-60.9% | $62,881-22.9% |
| Participation rate | 74.5% | 73.0%+1.5pp | 81.4%-6.9pp | 69.3%+5.2pp |
| Annual return | 5.50% | 18.68%-13.2pp | 47.52%-42.0pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,747 | $2,882-39.4% | $4,617-62.2% | $2,281-23.4% |
| Participant deferral / active EE | $1,950 | $4,840-59.7% | $5,984-67.4% | $3,203-39.1% |
| Admin fee / account holder | $5,873 | $4,826+21.7% | $8,357-29.7% | $4,296+36.7% |