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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,256 | $80,753-40.2% | $136,298-64.6% | $62,293-22.5% |
| Participation rate | 72.9% | 73.5%-0.7pp | 81.9%-9.1pp | 69.5%+3.4pp |
| Annual return | 17.08% | 35.83%-18.8pp | 5156.27%-5139.2pp | 28.90%-11.8pp |
| Employer contribution / active EE | $1,697 | $2,884-41.1% | $4,696-63.9% | $2,042-16.9% |
| Participant deferral / active EE | $2,043 | $5,164-60.4% | $6,247-67.3% | $3,169-35.5% |
| Admin fee / account holder | $1,404 | $525+167.3% | $9,244-84.8% | $479+192.9% |