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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,077 | $106,008+74.6% | $92,240+100.6% | $147,586+25.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 3.97% | 50.05%-46.1pp | 176.29%-172.3pp | 578.59%-574.6pp |
| Employer contribution / active EE | $3,846 | $4,333-11.2% | $3,680+4.5% | $4,876-21.1% |
| Participant deferral / active EE | $7,121 | $4,478+59.0% | $3,897+82.7% | $5,439+30.9% |
| Admin fee / account holder | $3,695 | $6,333-41.7% | $5,194-28.9% | $10,886-66.1% |