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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,674 | $133,998+5.7% | $112,263+26.2% | $134,545+5.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -1.80% | 47.17%-49.0pp | 27.49%-29.3pp | 418.37%-420.2pp |
| Employer contribution / active EE | $5,030 | $4,040+24.5% | $3,636+38.3% | $4,742+6.1% |
| Participant deferral / active EE | $5,449 | $5,292+3.0% | $4,729+15.2% | $6,401-14.9% |
| Admin fee / account holder | $2,625 | $7,493-65.0% | $6,410-59.1% | $11,431-77.0% |