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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,649 | $93,098-86.4% | $77,081-83.6% | $134,509-90.6% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | -17.18% | 62.63%-79.8pp | 42.33%-59.5pp | 418.13%-435.3pp |
| Employer contribution / active EE | $3,917 | $3,419+14.5% | $2,813+39.2% | $4,741-17.4% |
| Participant deferral / active EE | $5,683 | $5,239+8.5% | $4,428+28.4% | $6,400-11.2% |
| Admin fee / account holder | $3,873 | $6,945-44.2% | $5,427-28.6% | $11,427-66.1% |