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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,874 | $104,937-94.4% | $84,628-93.1% | $152,897-96.2% |
| Participation rate | 75.0% | 74.8%+0.2pp | 68.2%+6.8pp | 82.5%-7.5pp |
| Annual return | 25.64% | 373.88%-348.2pp | 258.80%-233.2pp | 345.43%-319.8pp |
| Employer contribution / active EE | $0 | $3,303-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,963 | $4,690+27.1% | $3,900+52.9% | $5,851+1.9% |
| Admin fee / account holder | $466 | $6,243-92.5% | $4,914-90.5% | $11,599-96.0% |