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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,768 | $80,983+234.4% | $96,544+180.5% | $75,177+260.2% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 19.82% | 27.05%-7.2pp | 25.88%-6.1pp | 160.75%-140.9pp |
| Employer contribution / active EE | $11,945 | $2,282+423.3% | $2,966+302.7% | $2,671+347.2% |
| Participant deferral / active EE | $5,770 | $3,929+46.9% | $4,851+18.9% | $4,126+39.8% |
| Admin fee / account holder | $41,554 | $6,717+518.7% | $8,254+403.4% | $5,651+635.3% |