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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,325 | $124,346+199.4% | $111,306+234.5% | $167,553+122.2% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 16.43% | 37.46%-21.0pp | 54.67%-38.2pp | 478.89%-462.5pp |
| Employer contribution / active EE | $14,890 | $3,438+333.2% | $2,732+445.0% | $4,840+207.7% |
| Participant deferral / active EE | $3,964 | $5,182-23.5% | $4,488-11.7% | $6,343-37.5% |
| Admin fee / account holder | $7,266 | $10,623-31.6% | $7,966-8.8% | $12,316-41.0% |