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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,218 | $71,873+267.6% | $86,698+204.8% | $68,490+285.8% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -16.64% | 3.54%-20.2pp | 35.96%-52.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $11,558 | $2,173+431.8% | $2,837+307.4% | $2,597+345.1% |
| Participant deferral / active EE | $3,529 | $3,779-6.6% | $4,656-24.2% | $4,028-12.4% |
| Admin fee / account holder | $39,463 | $6,110+545.8% | $7,492+426.7% | $5,403+630.4% |