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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,529 | $97,550+257.3% | $120,344+189.6% | $87,485+298.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 18.01% | 18.41%-0.4pp | 20.30%-2.3pp | 26.06%-8.1pp |
| Employer contribution / active EE | $9,172 | $2,291+300.4% | $3,020+203.7% | $2,596+253.3% |
| Participant deferral / active EE | $7,225 | $4,230+70.8% | $5,135+40.7% | $4,274+69.1% |
| Admin fee / account holder | $17,954 | $9,543+88.2% | $12,742+40.9% | $7,775+130.9% |