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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $480,945 | $91,086+428.0% | $203,872+135.9% | $86,983+452.9% |
| Participation rate | 88.5% | 65.8%+22.6pp | 77.8%+10.7pp | 69.5%+18.9pp |
| Annual return | 15.10% | 22.30%-7.2pp | 85.11%-70.0pp | 25.83%-10.7pp |
| Employer contribution / active EE | $7,889 | $2,063+282.3% | $3,757+110.0% | $2,584+205.3% |
| Participant deferral / active EE | $12,775 | $4,019+217.9% | $6,388+100.0% | $4,194+204.6% |
| Admin fee / account holder | $36,889 | $8,987+310.5% | $11,730+214.5% | $7,856+369.6% |