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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,769 | $77,962+452.5% | $178,540+141.3% | $80,935+432.2% |
| Participation rate | 85.2% | 65.7%+19.5pp | 77.1%+8.1pp | 67.7%+17.5pp |
| Annual return | 11.45% | 18.10%-6.6pp | 27.15%-15.7pp | 35.66%-24.2pp |
| Employer contribution / active EE | $7,724 | $2,280+238.7% | $3,953+95.4% | $2,757+180.2% |
| Participant deferral / active EE | $11,546 | $4,404+162.2% | $6,281+83.8% | $4,299+168.6% |
| Admin fee / account holder | $48,257 | $7,156+574.4% | $10,424+362.9% | $6,924+596.9% |