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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,676 | $72,027+335.5% | $185,861+68.8% | $79,856+292.8% |
| Participation rate | 92.9% | 65.8%+27.1pp | 78.0%+14.8pp | 69.6%+23.2pp |
| Annual return | 7.15% | 23.13%-16.0pp | 35.96%-28.8pp | 31.71%-24.6pp |
| Employer contribution / active EE | $6,526 | $1,965+232.1% | $4,088+59.6% | $2,471+164.1% |
| Participant deferral / active EE | $9,292 | $3,780+145.9% | $5,634+64.9% | $3,741+148.4% |
| Admin fee / account holder | $3,584 | $4,513-20.6% | $9,503-62.3% | $5,306-32.5% |