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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,369 | $82,678+222.2% | $125,391+112.4% | $68,490+288.9% |
| Participation rate | 92.9% | 75.1%+17.9pp | 82.4%+10.6pp | 67.9%+25.0pp |
| Annual return | -13.33% | -5.97%-7.4pp | 572.41%-585.7pp | -7.85%-5.5pp |
| Employer contribution / active EE | $4,971 | $3,382+47.0% | $4,816+3.2% | $2,597+91.5% |
| Participant deferral / active EE | $9,061 | $6,111+48.3% | $7,448+21.7% | $4,028+125.0% |
| Admin fee / account holder | $5,616 | $6,277-10.5% | $10,009-43.9% | $5,403+3.9% |