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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,635 | $98,776+181.1% | $149,745+85.4% | $79,856+247.7% |
| Participation rate | 95.5% | 75.8%+19.7pp | 82.5%+13.0pp | 69.6%+25.8pp |
| Annual return | 12.57% | 27.38%-14.8pp | 276.72%-264.1pp | 31.71%-19.1pp |
| Employer contribution / active EE | $5,490 | $3,217+70.7% | $4,646+18.2% | $2,471+122.2% |
| Participant deferral / active EE | $6,416 | $5,681+12.9% | $6,843-6.2% | $3,741+71.5% |
| Admin fee / account holder | $2,458 | $6,053-59.4% | $9,312-73.6% | $5,306-53.7% |